Some people don’t feel comfortable with credit cards. I understand that. But, because my husband and I have learned to be disciplined in paying them off each month and NOT overspending, we’ve made thousands in bonuses and perks. It’s like a second job! But this job pays you for simply making purchases. What could be better?
(If looking to earn a referral bonus, be sure to sign up through the link under the brand category.)
View table horizontal on mobile device or laptop for most readability.
Brand | Fee | Sign Up Bonus | Perks | Referral Bonus |
| Marriott Bonvoy Bold | $0 | 60K points + 1 free night stay after spending $2,000 in first 3 months | Up to 14 X points when spending at Marriott | None |
| Chase Sapphire Preferred | $95 | 60K points after spending $4,000 in first 3 months. | 3x points on dining and 2x points on travel | 10,000 Bonus Points |
| Chase Freedom Unlimited | $0 | $200 bonus after you spend $500 in first 3 months | 1.5% back on all purchases 3%-5% back on specials | $50 statement credit |
| Discover It Cashback | $0 | Discover matches your cashback at the end of first year | 1% back on everything, 5% back quarterly on specials | $100 statement credit |
| Southwest Rapid Rewards Plus | $69 annual fee | 50K bonus points after you spend $1,000 in first 3 months | 2 points per every dollar spent on specific categories | None |
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